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Cafe Owners

Revenue Based Funding 

Revenue based funding or short term loans are otherwise known as a purchase of future receivables and are one of the quickest ways to obtain financing. 

Loan  Amount From $15,000 - $500,000

What is a Revenue-Based Funding?

Revenue-based funding is a form of short-term financing used by businesses to meet financial and operational needs. Revenue-based funding is technically not a loan—it’s considered alternative business funding and is not governed by the same rules and regulations as other types of financing, such as a short-term loan from a conventional bank, a small business loan, or a term loan. The proceeds and repayment structure of revenue-based funding are generally based on historical credit card or debit card sales, and future credit card/debit card receivables.

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Put simply, we provide a lump sum of cash based on an anticipated amount of credit card/debit card sales from your business operations. The purpose of revenue-based funding is to accelerate the business owner’s cash flow, enabling them to quickly capitalize on upcoming growth opportunities.

Ideal Financing For Your Business

Businesses that accept credit card payments and are in need of quick capital are ideal candidates. Remember, aside from being simple and having a much easier application process, revenue-based funding provides flexibility with variable payments based on business receivables. If your business has high credit card sales, strong revenue receivables, or is seasonal, then revenue-based funding might be ideal for you.

Avg. Term Length: 3 - 18  months

Quick Application

Applying is quick and simple and remittances are automatically debited from your account at a fixed rate each month, giving you the peace of mind that your remittances will stay consistent.

Flexible Funding

Because your monthly revenue may go up and down, we give you the option to request an adjustment to your remittances to better fit your revenue of that month.

Automatic Remittances

Automatic remittances are based on a factor rate and are gradually debited as a percentage of future credit card and debit card sales. Remittances are automatically deducted from the business bank account where funds were deposited.

No Collateral Requirements

Revenue-Based Funding Details

Qualifying Criteria:

  • 550+ credit score

  • 12+ months in business

  • $10,000+ average monthly bank deposits

Documents Required:

  • Signed one page funding application

  • 3-5 most recent business bank statements

  • Business tax returns (not all cases)

Business Meeting
Advantages
  • With flexibility on what you can use the funds for, a cash advance is a great short-to-mid-term solution for many business cases.

  • Because MCAs look forward and not backward, they are typically easier to qualify for even if you do not have strong business credit. 

Disadvantages
  • If you would like to request that the remittances are in accordance with the revenue fluctuations that will have to be adjusted after the month has ended.

  • MCAs are shorter in duration which means they may not be as effective for financing long term growth objectives.

  • Business cash advances can be more expensive than other alternative funding structures.

Why Choose Us?

Unlike traditional banks and other alternative lenders, at Samketi Capital Solutions, we truly value your business. Your success is most important to us, so we’ll never over-leverage your business by offering you more funding than you can handle. Our simple application and quick approval process makes it easy for you to get the working capital your business needs, and our experienced funding consultants will walk with you every step of the way.

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